KRJ & Associates

Home

Management Services

Insurance Services

Health Insurance 

Life Insurance

Disability Insurance

LTC Insurance & Services

Mission Statement

Resource Links

Privacy Pledge

Contact Us

Disability Insurance

Individual, Group or Multi-Life

Income Replacement / salary continuation

Buy/Sell Agreements

Key Person

Contract Agreement

Bank Loan Indemnification

Short Term Disability / Long Term Disability (for Groups)

A Disability Insurance Plan is available for every situation, and every profession.  Our access to multiple leading carriers ensures your access to coverage.

*****

Overhead Expense Insurance

Reimburses a business owner for fixed business expenses during a period of disability

*****

Critical Illness Insurance

For those whose occupation may prevent access to traditional Disability Insurance